Firt-time Home buyers

3 Things: First-time home buyers, what is wealth, time or money

First-time home buyers having a rough go of it 1.Starter-Home Affordability Hits a Decade Low (Prashant Gopal, Bloomberg, 8/27/2018) “Starter homes are now more costly to purchase than at any time since 2008, when the last boom came to a crashing halt. In the second quarter, first-tim
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soft knowledge

3 Things: Soft Knowledge, Real Estate Investing, and Bitcoin Energy Usage

Bob Lefsetz thinks the STEM era is over… 1.  And now it is about “Soft Knowledge.” Article first shared by Barry Ritholtz. “For twenty years we’ve experienced the denigration of the liberal arts. For twenty years we’ve been ruled by tech. For twenty years it’s been about entrepreneurs
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vacation

3 Things: Vacation Mode

Vacation Mode: The band is back together this week (all four of us are in the same house at the same time!) so I’m taking some vacation days. Here are some interesting, non-financial pieces to enjoy while I’m away. 1. People hearing sounds for the first time reminds us that science ca
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Creativity Inc.

Creativity, Inc. | Overcoming the Unseen Forces that Stand in the Way of True Inspiration

Creativity, Inc.  Author: Ed Catmull, President of Pixar Animation & Disney Animation with Amy Wallace Creativity, Inc. is a book for managers who want to lead their employees to new heights, a manual for anyone who strives for originality, and the first-ever, all-access trip into
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cryptocurrencies

3 Things: Bitcoin & other Cryptocurrencies

What is a Cryptocurrency? A cryptocurrency is a digital or virtual currency that uses cryptography for security. A cryptocurrency is difficult to counterfeit because of this security feature. A defining feature of a cryptocurrency, and arguably its most endearing allure, is its organi
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Inspiration

3 Things: Inspiration

Happy New Year to our readers. I hope you all had a joyful holiday. Today’s 3 Things post features inspirational articles and images that caught my eye over the past week. Here’s to a happy, healthy and prosperous 2018 for you and your families. Bill Gates inspires me with his thirst
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Gift Ideas

3 Things: Gift Ideas

  Trying to find a gift for a young reader, or an older reader who loves children’s books? Check out this article for the illustrations alone. Simply gorgeous. The 7 Loveliest Children’s Books of 2017 (Brain Pickings) Profound and poetic illustrated celebrations of solitude, self
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Smart About Charitable Giving

3 Things: Being Smart About Charitable Giving

Being smart about charitable giving  1.   As Barry Ritholz notes in this oldie but goodie — “giving to charity is personally fulfilling and it helps those in need, but some charities are better than others in channeling donations to where they are most needed.” Find out how to d
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Tax Cuts and Jobs Act

3 Things: The Tax Cuts and Jobs Act

The Tax Cuts and Jobs Act of 2017 Senate Republicans passed their tax reform bill in the wee hours last Saturday morning. Senate Majority Leader Mitch McConnell told reporters that the GOP tax bill would pay for itself. Independent analysis rejects this notion. Next step: turning two
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Small Changes Add Up

3 Things: Small Changes Add Up

Small Changes Add Up Small changes, beginning today, can materially affect our future wealth; they can also dramatically impact our future selves. This article by Nick Maggiulli includes a powerful visualization of the cumulative effect on future wealth of saving 5% to 15% of our inco
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